Personally, I think that colleges are taking way to much money from their students, therefore increasing the college debts. I also would only take out student loans if I knew I had the money to pay it back later. This puts alot of stress on me and my parents. This article really made me realize how much stress is going to be put on me and my parents, and I really dont want to think about it now.
I think that if students' debt from college loans has increased by 6% since just 2008, that it is only a matter of time before college is simply going to be impossible to afford by many people. This can only lead to a decrease in the amount of people that go to college every year. I think that as it is, there are a lot of people who decide not to go to college at all, and if more people start choosing to go on with their lives with only a high school diploma simply because college is unaffordable, then the US' education with decrease greatly and nothing good can ever come of that.
This article makes me think how college is very soon going to be a reality for me. In my opinion, colleges are very overpriced today and it is hard to receive a great college education without going in debt. I think I will listen to my parent's advice and go to an upper average school that is not as expensive for undergraduate degrees and focus on putting more money into my graduate degree. I also thought it was interesting how if I take out a loan, I should chose to take out a loan from the federal government instead of a private company.
well for me i don't think that colleges should be charging more and more money for the same education each year. i doubt that and extra $24,000.00 is need every year by each student. though i am a bit biased since college is not really to high on my list. not because of the price though it is getting a little rediculous. And for me since i want to join the Marines i would have them pay for my education so it wouldn't cost me or my family anything.
From an economic standpoint, I think that it is very smart for colleges to be increasing the rates. Kids still want to go to college and have no choice but to pay more money. As a student, I am outraged. I think that going to college should not be that ridiculously high. From $100 applications to $40k admissions, trying to get an education is way to hard for many family.
I found this article to be very informative since we all will be dealing with it very shortly. I was unaware of the benefits of taking federal loans over private ones, and I am somewhat nervous now because of the amount of debt I might be in when I graduate college, since the Northeast has the highest amount of debt.
After reading this article, i now realize the stress and dramatic increase in costs that my parents and myself would have to face to pay for college. As time continues to pass, college tuition only continues to increase, putting a higher strain on the American public. Since prices keep raising, it is highly possible that the education of the public would decrease simply because college is becoming unaffordable.
It's really quite disappointing to see the unemployment rates rising, especially as seniors entering college. It's pretty hard to sit here, in our community, and admit that it's such a problem, but more and more you can see that students who graduated are really just not finding jobs. For us, its hard to imagine that far ahead, but how will it be for us, after we've spent all this money on an education and we can't find any jobs to support ourselves either. Colleges in the united states need to realize that the amount of money they charge for education is ridiculously high and that a good education should be available to anybody. Even though that means that the quality might go down, its ridiculous to limit a group of people from getting out of their particular state. I think its incredibly disappointing that the practice continues, especially as a senior applying to college right now. If it continues increasing this way, there will only be a small percentage of very wealthy people who will be able to afford an education, and then where will our country be?
This article was intresting becuase as a senior I about to go to college in the next year. I already knew college was expensive but it was crazy to think that college students debts on average were $24,000! I dont understand why college it that much money but it is. I know i will probally be taking a loan out becuase the schools i want to go to arent exactly affordable for my family and I so its good to know that i should take a loan out from the federal government becuase they are many different ways to repay the loan than if you took it out of a private company.
this article makes me think about where i want to go to college. though i think people will still go to college. for me i am lucky because i wan to go into the military. since they will pay for my college i won't have to worry about the money. i can just worry about my grades.
I didn't find this article surprising, but I did find it pretty upsetting because I'll be going to college soon. I thought the point of college was to get an education and find a job that fits your level of skill? How am I suppose to find a job when the unemployment number is so high and my debts will take years to pay off? College is overpriced. It's not like the professors or principals are losing that much money because of the past recession, so why raise the tuition cost? The raise is just hurting the students
Lucio Zaremba This article made me realize how truly expensive a college education is. I thought about my parents and how they will have to pay their hard earned money for me to attend college. While reading this article i thought of since my parents will be spending all that money i will not joke around and will do my absolute best so they are not wasting their money
Well I must say if affording college wasn't already a major concern of mine, it would be now. I am certainly not looking forward to paying back loans, and the fact the loan keep going up is terrifying because then I'll have to pay so much more. Joy.
This article showed me that trying to get into a certain college isnt the only hard part. You have to worry about student loans and since the unemployment rate is increasing it will be harder to pay that off. Many colleges are not affordable and this is something that has to be taken into perspective when applying to a college. -yaseen ashraf
Of course this article is basically stating that in general, with something as important to a person's life as college, more research should be done in order for the best possible financial outcome. In turn, the less people that continue on with a college education, the less beneficial to the future of America. Having said that, hopefully things will start to turn around since the recession is over and our economy is slowly getting back to it's feet.
Since I've already applied to college I have already had to deal with picking which school I can and can't go to because of how much they cost. Some schools are so expensive and I know that if I graduated from there, I would have a lot of debt to pay back. The increase in debt from student loans in recent years is completely understandable. I thought it was really interesting that even though people are going to college and getting educated, unemployment is still increasing. It shows that money is a huge issue right now and it's becoming hard for people to go to college and then find a job that will help them pay off their loans after graduation.
With college coming up soon this is a huge dose of reality. Colleges are overpriced and with the economy the way it is today with people struggling to find jobs how do they expect us to pay it off? More people are applying to more economic friendly colleges like suny's and cuny's which makes it more competitive and harder to get in. Colleges are setting us up for debt. I do appreciate the advice given in the article about where to take a loan out from though.
I think that colleges are really getting ridiculous with increasing tuition in such a poor economy. Im sure nobody including myself will be happy taking out a large amount of student loans out for college and then having to worry about paying it off when we graduate
This article makes me realize what my future college debt can be like. Colleges are very expensive nowadays and paying back debt is hard. Plus finding jobs are very hard now so paying back loans are even harder, also with only a out of college starting salary job.
i found this article to be quite interesting, although college is less than a couple months away, i find $24,000 to be an okay amount. each year college fees increase dramatically and we should not be surprised by this article. Next year and this year price will increase again and we shouldnt be surprised. The government should do something to keep prices low and affordable for low income families; i believe haviing a country where majority of the people are educated is the best way to improve everyway.
I think this article brings up a really important idea that the cost of going to college is slowly decreasing the number of students that have the chance to go to college. Most students cannot afford the constantly increasing tuition prices and taking out loans to pay for college is becoming more risky because of the fact that students coming out of college are having less opportunities getting jobs due to the poor economy. The ridiculous cost of going to college will inevitably lead to a decrease in enrollment due to the fact that eventually students won't be able to afford it.
After reading this article, I couldn't help but feel a little scared. I will be going to college a year from now and I will have to start worrying about loans and other financial related matters. And it certainly isn't any reassuring that, according to the article, "Many of the high-debt states are in the Northeast..." which is where we're from! I can't imagine how much I, along with my parents, will have to pay in loans. If colleges continue to increase their tuition fees, then college debt will rise, as well. It's only a matter of time before colleges become unaffordable and we are all covered in student loan debt.
I think that colleges are very overpriced these days, and somewhat not affordable for certain individuals. Eventually, i think that college will be unaffordable in the end as seen in the recent pattern. This made me think a lot about how i am going to afford college and that I would definiely need to save some money. This opened my eyes to the reality of college.
Looking at this article as an Economist, I think it is smart that the colleges are raising prices. The demand for colleges are always rising while the supply is remaining constant. Making the pricing higher will only allow for a greater profit. Looking at this article as a student, I am appalled. I think colleges make enough money through admissions and merchandise. Raising the prices will have no effect on the admissions but will only make the parents lose a lot of money on their children's education.
College educations are almost impossible to get without going into debt. No doubt the average debt prices will continue to go up in the future. More and more people are applying to SUNY's or cheaper colleges in general, leading to more competition because prices are growing at a ridiculous rate. I sort of wish sometimes that I was born a few years earlier, things were easier back then.
I think it's scary how expensive college tuition is becoming each year. Especially in these times, having to pay back such high loans can get tough since it's hard for many graduates to find jobs. Many people may sadly start to turn away from going to college or drop out because of these high costs. -Melissa Rubin (Period 9)
College is always a hard topic to talk about. I am finally done applying to college, and now I have to figure out how to pay for it. While my parents can help me, I am not expecting them to pay for it all. This article helped me, because I didn't know that federal loans are better than private loans. In the end though, I do not understand why college's a raising tutitions that are allready so high. While I applied to schools that have excellent programs, I have to think about cost when deciding where to go. It's sad the amount of money will sway me over the level of education.
When considering the amount of money that goes into paying for a college, it's very tempting to ask for loans to help pay off the tuition. The simple resolution to this is to attend a college in which the tuition isn't as expensive as others.
I feel that this article is showing us that the college prices are going high and that if you want to go to a college without going into debt that your best choice is to choose a college that does not cost a lot because if you do choose a pricey college then you will quickly get into debt and this taught me that if i need to choose a college that i should choose a college that is in my price range and that has coarses that i want to take.
This is truly ridiculous. How do colleges expect people in todays economy pay so much for schools. I know for a fact once im out of school i dont want to be in debt and possibly not have a job becuase of competition. Schools are making it unfair for everyone to go. Its a vicious cycle that will wind up hurting everyone in the long run.
This consistent growth of college debt emphasizes the dire issue we have in the world today; personally, i don't think the economic state will ever get better and will only grow worse and worse and time progresses. This makes me worried about the future generations, and when I come of age and start looking for a job- society will be in so much of a worse state then. I think the world now is terrible in terms of this; when education has become a foundation of business and profit, without the sole purpose of learning. But of course this is realistic; people need to make a living. But this really takes away from choosing colleges- when applying money was a significant factor and I ended up not even choosing to apply to some because they were way too expensive.
College tuition for private colleges is becoming nearly impossible to pay for most Americans. If children don't receive any financial aid or merit based aid, they are forced to take out loans to attend these institutions. Now, with the economy in such a tumultuous situation, people are taking out larger loans and it is just making our financial situation for the future much worse. As a result, many future students are now considering only public universities and admission to these colleges is becoming much harder. This is making the decision making process on our future much more stressful than it already is.
Personally, I think that colleges are taking way to much money from their students, therefore increasing the college debts. I also would only take out student loans if I knew I had the money to pay it back later. This puts alot of stress on me and my parents. This article really made me realize how much stress is going to be put on me and my parents, and I really dont want to think about it now.
ReplyDeleteI think that if students' debt from college loans has increased by 6% since just 2008, that it is only a matter of time before college is simply going to be impossible to afford by many people. This can only lead to a decrease in the amount of people that go to college every year. I think that as it is, there are a lot of people who decide not to go to college at all, and if more people start choosing to go on with their lives with only a high school diploma simply because college is unaffordable, then the US' education with decrease greatly and nothing good can ever come of that.
ReplyDeleteDana S. (pd.7)
ReplyDeleteThis article makes me think how college is very soon going to be a reality for me. In my opinion, colleges are very overpriced today and it is hard to receive a great college education without going in debt. I think I will listen to my parent's advice and go to an upper average school that is not as expensive for undergraduate degrees and focus on putting more money into my graduate degree. I also thought it was interesting how if I take out a loan, I should chose to take out a loan from the federal government instead of a private company.
well for me i don't think that colleges should be charging more and more money for the same education each year. i doubt that and extra $24,000.00 is need every year by each student. though i am a bit biased since college is not really to high on my list. not because of the price though it is getting a little rediculous. And for me since i want to join the Marines i would have them pay for my education so it wouldn't cost me or my family anything.
ReplyDeleteFrank Wirth
Timothy E. (Prd 7)
ReplyDeleteFrom an economic standpoint, I think that it is very smart for colleges to be increasing the rates. Kids still want to go to college and have no choice but to pay more money. As a student, I am outraged. I think that going to college should not be that ridiculously high. From $100 applications to $40k admissions, trying to get an education is way to hard for many family.
I found this article to be very informative since we all will be dealing with it very shortly. I was unaware of the benefits of taking federal loans over private ones, and I am somewhat nervous now because of the amount of debt I might be in when I graduate college, since the Northeast has the highest amount of debt.
ReplyDeleteDanny Mathew
Johnathan Pinkhasov - Period 7
ReplyDeleteAfter reading this article, i now realize the stress and dramatic increase in costs that my parents and myself would have to face to pay for college. As time continues to pass, college tuition only continues to increase, putting a higher strain on the American public. Since prices keep raising, it is highly possible that the education of the public would decrease simply because college is becoming unaffordable.
It's really quite disappointing to see the unemployment rates rising, especially as seniors entering college. It's pretty hard to sit here, in our community, and admit that it's such a problem, but more and more you can see that students who graduated are really just not finding jobs. For us, its hard to imagine that far ahead, but how will it be for us, after we've spent all this money on an education and we can't find any jobs to support ourselves either. Colleges in the united states need to realize that the amount of money they charge for education is ridiculously high and that a good education should be available to anybody. Even though that means that the quality might go down, its ridiculous to limit a group of people from getting out of their particular state. I think its incredibly disappointing that the practice continues, especially as a senior applying to college right now. If it continues increasing this way, there will only be a small percentage of very wealthy people who will be able to afford an education, and then where will our country be?
ReplyDeleteMelissa Driscoll period 9
ReplyDeleteThis article was intresting becuase as a senior I about to go to college in the next year. I already knew college was expensive but it was crazy to think that college students debts on average were $24,000! I dont understand why college it that much money but it is. I know i will probally be taking a loan out becuase the schools i want to go to arent exactly affordable for my family and I so its good to know that i should take a loan out from the federal government becuase they are many different ways to repay the loan than if you took it out of a private company.
this article makes me think about where i want to go to college. though i think people will still go to college. for me i am lucky because i wan to go into the military. since they will pay for my college i won't have to worry about the money. i can just worry about my grades.
ReplyDeleteFrank Wirth
Kristen C (Period 7)
ReplyDeleteI didn't find this article surprising, but I did find it pretty upsetting because I'll be going to college soon. I thought the point of college was to get an education and find a job that fits your level of skill? How am I suppose to find a job when the unemployment number is so high and my debts will take years to pay off? College is overpriced. It's not like the professors or principals are losing that much money because of the past recession, so why raise the tuition cost? The raise is just hurting the students
Lucio Zaremba
ReplyDeleteThis article made me realize how truly expensive a college education is. I thought about my parents and how they will have to pay their hard earned money for me to attend college. While reading this article i thought of since my parents will be spending all that money i will not joke around and will do my absolute best so they are not wasting their money
Well I must say if affording college wasn't already a major concern of mine, it would be now. I am certainly not looking forward to paying back loans, and the fact the loan keep going up is terrifying because then I'll have to pay so much more. Joy.
ReplyDeleteThis article showed me that trying to get into a certain college isnt the only hard part. You have to worry about student loans and since the unemployment rate is increasing it will be harder to pay that off. Many colleges are not affordable and this is something that has to be taken into perspective when applying to a college.
ReplyDelete-yaseen ashraf
Of course this article is basically stating that in general, with something as important to a person's life as college, more research should be done in order for the best possible financial outcome. In turn, the less people that continue on with a college education, the less beneficial to the future of America. Having said that, hopefully things will start to turn around since the recession is over and our economy is slowly getting back to it's feet.
ReplyDelete-Dan Grandelli
Since I've already applied to college I have already had to deal with picking which school I can and can't go to because of how much they cost. Some schools are so expensive and I know that if I graduated from there, I would have a lot of debt to pay back. The increase in debt from student loans in recent years is completely understandable. I thought it was really interesting that even though people are going to college and getting educated, unemployment is still increasing. It shows that money is a huge issue right now and it's becoming hard for people to go to college and then find a job that will help them pay off their loans after graduation.
ReplyDeleteAlana Shebiro pd. 9
Tyler Cruz
ReplyDeleteWith college coming up soon this is a huge dose of reality. Colleges are overpriced and with the economy the way it is today with people struggling to find jobs how do they expect us to pay it off? More people are applying to more economic friendly colleges like suny's and cuny's which makes it more competitive and harder to get in. Colleges are setting us up for debt. I do appreciate the advice given in the article about where to take a loan out from though.
Amir P. Shapouri
ReplyDeleteper. 9
I think that colleges are really getting ridiculous with increasing tuition in such a poor economy. Im sure nobody including myself will be happy taking out a large amount of student loans out for college and then having to worry about paying it off when we graduate
This article makes me realize what my future college debt can be like. Colleges are very expensive nowadays and paying back debt is hard. Plus finding jobs are very hard now so paying back loans are even harder, also with only a out of college starting salary job.
ReplyDeleteTed Oh Period 9
i found this article to be quite interesting, although college is less than a couple months away, i find $24,000 to be an okay amount. each year college fees increase dramatically and we should not be surprised by this article. Next year and this year price will increase again and we shouldnt be surprised. The government should do something to keep prices low and affordable for low income families; i believe haviing a country where majority of the people are educated is the best way to improve everyway.
ReplyDeleteAymun S. - Per. 7
ReplyDeleteI think this article brings up a really important idea that the cost of going to college is slowly decreasing the number of students that have the chance to go to college. Most students cannot afford the constantly increasing tuition prices and taking out loans to pay for college is becoming more risky because of the fact that students coming out of college are having less opportunities getting jobs due to the poor economy. The ridiculous cost of going to college will inevitably lead to a decrease in enrollment due to the fact that eventually students won't be able to afford it.
After reading this article, I couldn't help but feel a little scared. I will be going to college a year from now and I will have to start worrying about loans and other financial related matters. And it certainly isn't any reassuring that, according to the article, "Many of the high-debt states are in the Northeast..." which is where we're from! I can't imagine how much I, along with my parents, will have to pay in loans. If colleges continue to increase their tuition fees, then college debt will rise, as well. It's only a matter of time before colleges become unaffordable and we are all covered in student loan debt.
ReplyDelete-Maureen Varughese
pd. 9
I think that colleges are very overpriced these days, and somewhat not affordable for certain individuals. Eventually, i think that college will be unaffordable in the end as seen in the recent pattern. This made me think a lot about how i am going to afford college and that I would definiely need to save some money. This opened my eyes to the reality of college.
ReplyDeleteLooking at this article as an Economist, I think it is smart that the colleges are raising prices. The demand for colleges are always rising while the supply is remaining constant. Making the pricing higher will only allow for a greater profit. Looking at this article as a student, I am appalled. I think colleges make enough money through admissions and merchandise. Raising the prices will have no effect on the admissions but will only make the parents lose a lot of money on their children's education.
ReplyDeleteCollege educations are almost impossible to get without going into debt. No doubt the average debt prices will continue to go up in the future. More and more people are applying to SUNY's or cheaper colleges in general, leading to more competition because prices are growing at a ridiculous rate. I sort of wish sometimes that I was born a few years earlier, things were easier back then.
ReplyDeleteI think it's scary how expensive college tuition is becoming each year. Especially in these times, having to pay back such high loans can get tough since it's hard for many graduates to find jobs. Many people may sadly start to turn away from going to college or drop out because of these high costs.
ReplyDelete-Melissa Rubin (Period 9)
Anthony Madonna (pd. 9)
ReplyDeleteCollege is always a hard topic to talk about. I am finally done applying to college, and now I have to figure out how to pay for it. While my parents can help me, I am not expecting them to pay for it all. This article helped me, because I didn't know that federal loans are better than private loans. In the end though, I do not understand why college's a raising tutitions that are allready so high. While I applied to schools that have excellent programs, I have to think about cost when deciding where to go. It's sad the amount of money will sway me over the level of education.
Dan J. (pd. 9)
ReplyDeleteWhen considering the amount of money that goes into paying for a college, it's very tempting to ask for loans to help pay off the tuition. The simple resolution to this is to attend a college in which the tuition isn't as expensive as others.
I feel that this article is showing us that the college prices are going high and that if you want to go to a college without going into debt that your best choice is to choose a college that does not cost a lot because if you do choose a pricey college then you will quickly get into debt and this taught me that if i need to choose a college that i should choose a college that is in my price range and that has coarses that i want to take.
ReplyDeleteJacki R (per.7)
ReplyDeleteThis is truly ridiculous. How do colleges expect people in todays economy pay so much for schools. I know for a fact once im out of school i dont want to be in debt and possibly not have a job becuase of competition. Schools are making it unfair for everyone to go. Its a vicious cycle that will wind up hurting everyone in the long run.
This consistent growth of college debt emphasizes the dire issue we have in the world today; personally, i don't think the economic state will ever get better and will only grow worse and worse and time progresses. This makes me worried about the future generations, and when I come of age and start looking for a job- society will be in so much of a worse state then. I think the world now is terrible in terms of this; when education has become a foundation of business and profit, without the sole purpose of learning. But of course this is realistic; people need to make a living. But this really takes away from choosing colleges- when applying money was a significant factor and I ended up not even choosing to apply to some because they were way too expensive.
ReplyDeleteShivankar Adhlakha (Per 7)
ReplyDeleteCollege tuition for private colleges is becoming nearly impossible to pay for most Americans. If children don't receive any financial aid or merit based aid, they are forced to take out loans to attend these institutions. Now, with the economy in such a tumultuous situation, people are taking out larger loans and it is just making our financial situation for the future much worse. As a result, many future students are now considering only public universities and admission to these colleges is becoming much harder. This is making the decision making process on our future much more stressful than it already is.